How These Schemes Support Your Child’s Healthcare
Baby Bonus Scheme and MediSave Grant for Newborns may help parents manage selected child healthcare expenses at approved institutions, including paediatric clinics such as SBCC Baby & Child Clinic.
For the latest eligibility and payout details, please refer to LifeSG, as government schemes and benefit amounts may change.
What is the Baby Bonus Scheme?
The Baby Bonus Scheme is part of Singapore’s Marriage and Parenthood support. It provides eligible parents with financial support through the Baby Bonus Cash Gift and Child Development Account (CDA).
Among the Baby Bonus benefits, the CDA may be especially useful when planning approved healthcare expenses, including selected paediatric visits, vaccinations and follow-up care at Baby Bonus Approved Institutions.
Am I Eligible for Baby Bonus?
Eligibility for the Baby Bonus Scheme depends on your child’s citizenship, age, birth order and family circumstances.
Your child may be eligible for Baby Bonus benefits if they:
- Are 12 years old and below
- Are a Singapore Citizen at birth, or become a Singapore Citizen before turning 12
- Meet the relevant family eligibility requirements
Eligibility requirements may differ between the Baby Bonus Cash Gift and Child Development Account (CDA). For the Baby Bonus Cash Gift, parents generally need to be lawfully married.
Parents can use the official LifeSG Eligibility Check Tool to check what their child may qualify for.
Baby Bonus Benefits at a Glance
Baby Bonus support includes the Baby Bonus Cash Gift, CDA First Step Grant and Government co-matching for CDA savings.
| Birth Order | Baby Bonus Cash Gift | CDA First Step Grant | Government Co-Matching Cap | Total Baby Bonus Support |
|---|---|---|---|---|
| First child | $11,000 | $5,000 | $4,000 | Up to $20,000 |
| Second child | $11,000 | $5,000 | $7,000 | Up to $23,000 |
| Third and fourth child | $13,000 | $10,000 | $9,000 | Up to $32,000 |
| Fifth and subsequent child | $13,000 | $10,000 | $15,000 | Up to $38,000 |
* Figures checked: July 2026
Learn more about each benefit below and how it may support your child’s healthcare needs.
Explore Your Child’s Benefits
The Baby Bonus Cash Gift, Child Development Account (CDA) and MediSave Grant for Newborns provide different types of support for your child’s early years.
Baby Bonus Cash Gift
The Baby Bonus Cash Gift provides financial support to eligible families to support the costs of raising a child during the early years.
How is the Baby Bonus Cash Gift Paid?
The Baby Bonus Cash Gift is paid every 6 months until your child turns 6.5 years old. It is deposited into your child’s Child Savings Account (CSA).
| Child's Age | First and Second Child | Third and Subsequent Child |
|---|---|---|
| At birth | S$3,000 | S$4,000 |
| 6 months old | S$1,500 | S$2,000 |
| 12 months old | S$1,500 | S$2,000 |
| 18 months old | S$1,000 | S$1,000 |
| 2 to 6.5 years old | S$400 every 6 months | S$400 every 6 months |
| Total | S$11,000 / child | S$13,000 / child |
* Figures updated as of July 2026
What is a CDA?
The Child Development Account (CDA) is a special savings account that can be used for approved child-raising expenses at Baby Bonus Approved Institutions.
For families with young children, CDA funds may help with healthcare needs such as:
- Newborn check-ups
- Childhood vaccinations
- Paediatric consultations
- Follow-up visits
- Selected healthcare expenses, depending on the service and applicable payment rules
The CDA receives:
- CDA First Step Grant — a one-off amount automatically deposited into the CDA
- Government co-matching — an extra dollar from the Government for every dollar parents deposit into the CDA, up to the eligible cap
CDA funds can only be used at Baby Bonus Approved Institutions and cannot be withdrawn as cash.
CDA Benefits by Birth Order
| Birth Order | CDA First Step Grant | Government Co-Matching Cap | Total CDA Support |
|---|---|---|---|
| First child | S$5,000 | S$4,000 | Up to $9,000 |
| Second child | S$5,000 | S$7,000 | Up to $12,000 |
| Third and fourth child | $10,000 | S$9,000 | Up to $19,000 |
| Fifth and subsequent child | $10,000 | $15,000 | Up to $25,000 |
* Figures updated as of July 2026
For third and subsequent Singapore Citizen children born from 18 February 2025, the CDA First Step Grant is increased to $10,000 under the Large Families Scheme. This is included here because the amount is deposited into the CDA, which may be used for approved child-raising expenses, including eligible healthcare expenses.
What Can My Child’s CDA Be Used For?
Your child’s CDA can be used for approved child-raising expenses at Baby Bonus Approved Institutions.
This may include:
- Fees at registered childcare centres, kindergartens, special education schools and early intervention programmes
- Medical expenses at approved healthcare institutions, including hospitals and clinics such as SBCC Baby & Child Clinic
- Premiums for MediShield Life or MediSave-approved private integrated plans
- Assistive technology devices
- Optical-related expenses at approved providers
- Approved healthcare items at participating pharmacies
CDA funds may be used for healthcare and preschool expenses at Approved Institutions until the end of the year your child turns 12.
For families visiting SBCC, CDA may help with eligible child healthcare expenses such as paediatric consultations, newborn and baby check-ups, childhood vaccinations, follow-up visits and selected medications, depending on the service and applicable payment rules.
Before your visit, please contact your preferred SBCC clinic to confirm whether CDA payment can be used for your child’s appointment.
MediSave Grant for Newborns
All Singapore Citizen babies will have a MediSave account automatically created when their birth is registered.
For babies born after 1 April 2025, a $5,000 MediSave Grant for Newborns will be deposited into their MediSave account. This grant can help with healthcare expenses such as MediShield Life premiums, recommended childhood vaccinations, hospitalisation and approved outpatient treatments.
For parents planning vaccinations or selected treatments, it may be helpful to ask the clinic whether MediSave can be used for the specific service before the appointment.
Common Questions
CDA funds may be used for approved healthcare expenses at Baby Bonus Approved Institutions.
If you are planning a visit to SBCC Baby & Child Clinic, please contact your preferred clinic before your appointment to confirm whether CDA payment applies to your child’s service.
You may wish to ask your preferred SBCC clinic about CDA or MediSave payment for:
- Newborn check-ups
- Baby and child consultations
- Childhood immunisations
- Follow-up reviews
- Selected medications
- Other eligible child healthcare services
The clinic can advise based on your child’s appointment type and the applicable payment rules.
CDA may be used for approved healthcare expenses, which may include selected vaccinations at approved healthcare institutions.
If you are planning childhood vaccinations at SBCC, please check with the clinic before your visit to confirm payment eligibility and accepted payment methods.
The MediSave Grant for Newborns may help with eligible healthcare expenses, including recommended childhood vaccinations.
Whether MediSave can be used depends on the specific vaccination and applicable healthcare rules, so it is best to confirm with the clinic before your appointment.
Before your visit, you may wish to check:
- Whether CDA or MediSave can be used for the appointment
- Whether the service, medication or vaccination is eligible
- What payment method is accepted
- What card, identification or documents to bring
This helps you plan your child’s visit with greater confidence and avoid payment uncertainty on the day of the appointment.
Yes, your child’s CDA needs to be active before it can be used for eligible payments.
If you are unsure whether the account is ready, please check LifeSG or your CDA bank before your visit.
Parents can save into and use the CDA until 31 December of the year the child turns 12.
After that, the CDA will be closed and unused savings will be transferred to the child’s Post-Secondary Education Account, also known as PSEA.
